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BUY TO LET

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MORTGAGE ADVICE THAT’S AS UNIQUE AS YOU ARE

Whether you’re becoming a landlord for the first time or you’re looking to expand an existing portfolio you will need to take out a buy to let mortgage rather than a standard residential mortgage. A buy to let mortgage is specifically for people who are buying a property to rent out to a tenant or tenants.

How do buy to let mortgages differ from residential mortgages?

Interest rates are usually higher on buy to let mortgages compared to residential.

Whereas for residential mortgages your deposit could be as little as 5% of the property value you will have to pay generally around 25% for a buy to let mortgage.

Unlike a standard mortgage, where the amount you can borrow is linked to your income, with a buy to let mortgage, the lender will instead look at how much rent you could make from the property on which the mortgage is secured.

We can help you arrange a bespoke buy to let solution that’s tailored to you.

Call our expert team today to find out more.

MOST BUY TO LET MORTGAGES ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

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WHAT TYPE OF MORTGAGE ARE YOU LOOKING FOR?

FIRST TIME BUYER

REMORTGAGE

MOVING HOME

BUY TO LET

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WE’RE WITH YOU EVERY STEP OF THE WAY

With over 10 years of financial services experience, from mortgages to protection, our varied industry knowledge will cater for any financial circumstance you find yourself in.
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10 +

YEARS OF FINANCIAL EXPERTISE

We love our job and hope that shows through when there is nothing about the industry that our experienced team do not know.
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100 +

Mortgages To Suit You

No matter your circumstances, we are here to get the right mortgage for you.
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FIRST TIME?

First time buyer mortgages

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MORTGAGES

Looking for a mortgage deal?

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PROTECTION

How to protect your mortgage

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REMORTGAGE

Get great remortgage deals

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READY TO DISCUSS YOUR OPTIONS?

With hundreds of mortgage products available, you can be sure that our experienced mortgage team will find a great deal for you.
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WHAT OUR CUSTOMERS ARE SAYING

Happy clients are the bedrock of any business and ours is no exception.

We have utilized, Yvonne and Nicola on a few occasions now and will always do so as they take time to understand our circumstances and provide a speedy and efficient customer focused service. They are brilliant.

 

 

Mr & Mrs Harris, Plymouth

 

Steve was great he was very helpful chasing up lenders to ensure we got there in the end.

 

 

Miss Coles, Kent